Offer quality healthcare benefits to your employees with affordable and customizable group health insurance plans — backed by dedicated claim support and a single point of contact.
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💬 Also WhatsApp for faster replyIn today's talent market, health benefits are not a perk — they're a baseline expectation. Here's why group health insurance is one of the smartest investments a startup can make.
Competitive health benefits help you hire quality candidates who might otherwise choose larger companies. A good group health policy signals that you care about your people — not just the product.
Employees who know their families are covered come to work with less anxiety and more focus. Group health insurance reduces stress and increases morale — directly impacting productivity.
Being known as an employer that takes care of its team is a powerful differentiator — especially for startups competing against funded companies and large enterprises for the same talent pool.
A medical emergency can wipe out months of savings. Group health insurance protects your employees from this burden — eliminating the need to choose between healthcare and financial stability.
With cashless treatment at 16,000+ hospitals across India, your team gets access to quality medical care without upfront payments — especially critical for employees in smaller cities.
Group health insurance premiums may offer tax advantages for both employers and employees, subject to applicable tax laws and individual circumstances. We recommend consulting your tax advisor for guidance specific to your situation.
Group health insurance for startups comes loaded with benefits that individual plans often exclude — or cover only after a waiting period.
No need to wait until you're a large team. We can insure groups from as few as 10 employees.
Access to 16,000+ network hospitals across India for cashless hospitalisation — no upfront payments needed.
Normal and caesarean delivery expenses covered. The newborn baby is covered from Day 1 of birth.
A wide range of surgical and medical procedures that can be completed without an overnight hospital stay are covered — so your employees get the care they need, without worrying about costs.
Medical expenses incurred 30 days before and 60 days after hospitalisation are covered under the policy.
Extend coverage to spouse, dependent children, and parents — giving your team complete family protection.
Select plans include wellness benefits — health check-ups, mental health support, and preventive care add-ons.
Choose sum insured from ₹3 lakh to ₹10 lakh per employee, based on your budget and team profile.
Get a customised group health insurance quote in under 2 hours. No commitment. No hidden charges.
Your details — Bhupesh does the rest.
Bhupesh will be in touch within 2 hours.
No two startups are alike. That's why group health insurance for startups is fully customisable — choose exactly what your team needs without paying for what they don't.
Choose coverage from ₹3 lakh to ₹10 lakh per employee depending on your team's needs and budget.
Extend the policy to cover spouse and dependent children at a modest additional premium.
Add parents or parents-in-law as dependents — a benefit highly valued by employees in India.
Include maternity benefits with defined sub-limits, newborn cover from Day 1, and pre/post natal care.
Choose between room rent caps or a no-cap option — important for hospitals in metro cities.
Preventive health check-ups, mental health counselling, and wellness programs as optional add-ons.
BuddyCare compares plans across top insurers so you don't have to — and then stays with you through every claim.
Large brokers assign you a different person every time you call. At BuddyCare, you get Bhupesh — one person, one number, complete ownership from policy to claim.
You deal with Bhupesh Arora directly — the same person who understands your policy, your team, and your claim history. No handovers. No strangers.
One number, one WhatsApp, one email — for everything. Policy queries, endorsements, additions, deletions, and claims. All handled by the same person.
When an employee needs to make a claim, we step in — handling documentation, insurer follow-up, portal submission, and settlement tracking end to end.
We compare plans across multiple leading insurers so you get the best coverage for your budget — without spending hours researching on your own.
We proactively track your renewal date, review your claim history, and recommend plan changes before renewal — so you're never caught off guard.
We conduct sessions with your team to explain the policy, how to use it, and how to file a claim — so every employee knows exactly what they're covered for.
Unlike large brokers who push standard plans, BuddyCare customises every recommendation based on your team's specific needs, demographics, and budget.
From your first conversation to employee onboarding — BuddyCare handles everything.
Tell us your team size, average age, location, and what benefits matter most. Takes 10 minutes.
We compare plans across leading insurers and present you a clear side-by-side recommendation.
Pick the plan that fits your budget and team needs. We handle all documentation and insurer coordination.
We conduct an employee orientation session and ensure every team member knows how to use their cover.
Real feedback from real businesses — not just large companies. Startups trust BuddyCare for their employee health insurance.
"We were a team of 18 when we first approached BuddyCare. Bhupesh not only found us a great plan within our budget but also conducted a session for our employees explaining exactly how to use their insurance. When one of our team members had a hospitalisation claim, he handled everything — we didn't have to make a single call to the insurer."
"As an HR manager at a 45-person startup, I was worried about managing insurance for our team. BuddyCare took the entire process off my plate — from comparing plans to onboarding employees and handling every reimbursement claim. Our team is genuinely happy with the coverage and the service."
"We had a bad experience with a large online insurance aggregator — endless calls, no ownership, claims rejected. Switching to BuddyCare was a completely different experience. Bhupesh personally followed up on a maternity claim for one of our employees and got it settled within days. That's the kind of service you just don't find elsewhere."
Common questions from startup founders and HR managers about group health insurance in India.
Bhupesh answers every query personally — no chatbots, no scripts.
Expect a call within 2 hours (Mon–Sat, 9 AM–7 PM).
Get expert guidance and personalized claim support from BuddyCare Insurance. One advisor. One number. Complete ownership — from quote to every claim.